Mortgage calculators

How Much Home Can I Buy?

Explore an estimated homebuying budget based on income, monthly debts, down payment, and housing expenses.

Income & debts

Annual gross income

Monthly debt payments

Car, student loans, card minimums.

Total debt-to-income limit (%)

Housing + all debts as a share of income.

Housing ratio limit (optional) (%)

Leave blank for no separate cap.

Down payment

Interest rate (%)

Loan term (yrs)

Property taxes (per year)

Homeowners insurance (per year)

Mortgage insurance (per month)

HOA dues (per month)

Estimated home price

$526,722

An estimate, not a preapproval

Estimated loan amount

$466,722

Total monthly payment

$3,500.00

Principal & interest / mo

$2,950.00

Housing budget / mo

$3,500.00

Resulting total debt-to-income43.0% of 43% limit

Housing ratio: 35.0% of gross monthly income.

Get help exploring a payment and mortgage strategy that fits your goals.

Educational estimates only, not a preapproval, loan offer, or credit decision. Actual costs and loan terms may differ.